Getting your SSN: step by step
The Social Security Number unlocks banking, payroll, credit and your license. Here's how to apply without hassle.
Who gets an SSN?
Everyone with work authorization: H-1B, L-1, E-2, O-1, green card, F-1 with a job/OPT and spouses with work rights (E-2S, L-2S). Spouses without work rights (e.g. H-4 without EAD) don't get an SSN but can apply for an ITIN with the IRS for tax filing. Tourists on ESTA: never.
Wait 10 days after arrival
Your I-94 (electronic arrival record) needs to be in the SSA system. Go earlier and you'll be sent away. Meanwhile download your I-94 at i94.cbp.dhs.gov and print it. Sometimes you ticked 'yes' on your visa application allowing SSA to create your number; then the card arrives on its own within 3 weeks.
What to bring
Passport with visa, your I-94, your approval notice (I-797) or EAD card, and the completed form SS-5 (free download). No appointment needed, but book one online if possible; otherwise arrive early. LA offices: Downtown (Wilshire Blvd), West LA, Glendale, Pasadena. The visit takes 15 minutes; the card arrives by mail in 2–4 weeks.
Ask for a receipt letter at the counter. It often lets you start payroll with your employer and sometimes open a bank account.
Guard the number like a passport
Memorize it and leave the card at home. Share it only with employer, bank, DMV, insurer and the IRS. Nobody ever calls to 'verify' your SSN. Consider a free credit freeze at Equifax, Experian and TransUnion once you have your number: identity fraud is an industry here.